Market Analysis
March 15, 2024•5 min read
2024 Texas Real Estate Market Outlook
Key trends and opportunities for real estate investors in major Texas markets.
FREE LLC Setup Included • $0 Setup Fees
Fast, Flexible Real Estate Loans for Investors
Approvals in Days, Not Weeks
Financing solutions tailored for investors.
Fast Approvals
3-Day Process
Bilingual Support
100% En Español
Licensed & Compliant
Fully Regulated
Texas-Based
Local Expertise
Our Lending Solutions
Flexible financing for every real estate opportunity
We Handle the Paperwork for FREE
Free LLC formation & loan preparation included with every loan
Fix & Flip Loans
Up to 90% of purchase + 100% rehab (subject to appraisal). 12–18 month terms, interest-only.
Bridge Loans
Up to 75% LTV on as-is value. Flexible 6–12 month terms.
Rental Property (DSCR) Loans
30-year fixed or IO options. Based on cash flow (min DSCR 1.10). Ideal for 1–4 units or small portfolios.
New Construction
Up to 85% LTC on ground-up projects. Staged draws, 12–18 month terms.
Our Simple 5-Step Process
From application to funding in days, not weeks
💡 Most approvals in ~3 business days.
1
Pre-Qualify
2–3 min
Property, price, rehab, exit strategy
2
Same-Day Term Sheet
Within hours
Rates, LTC/LTV, points, draws, timeline
3
Docs & Underwriting
1-2 days
ID, entity docs, contract, scope of work
4
Appraisal & Title
1-2 days
Third-party checks, clear to close
5
Close & Fund
Same day
Wire at closing; rehab draws by milestones
1
Pre-Qualify
2–3 min
Property, price, rehab, exit strategy
2
Same-Day Term Sheet
Within hours
Rates, LTC/LTV, points, draws, timeline
3
Docs & Underwriting
1-2 days
ID, entity docs, contract, scope of work
4
Appraisal & Title
1-2 days
Third-party checks, clear to close
5
Close & Fund
Same day
Wire at closing; rehab draws by milestones
Compare Our Programs
Find the perfect loan solution for your investment strategy
Features | Fix & Flip | DSCR Rental | Bridge Loan | New Construction |
|---|---|---|---|---|
| Loan Amount Range | $75K - $3M | $100K - $3M | $100K - $5M | $500K - $5M |
| Term | 12 Months | 30 Years | 12-24 Months | 12-18 Months |
| Max LTV | 90% | 80% | 75% | 85% |
| Typical Rate Range | 9.99% - 13.99% | 7.50% - 11.50% | 10.50% - 14.50% | 10.99% - 13.99% |
| Min Credit Score | 620 | 660 | 640 | 680 |
| Setup Fees | $0 | $0 | $0 | $0 |
| LLC Formation | FREE | FREE | FREE | FREE |
| Get Started |
Fix & Flip
Loan Amount Range$75K - $3M
Term12 Months
Max LTV90%
Typical Rate Range9.99% - 13.99%
Min Credit Score620
Setup Fees$0
LLC FormationFREE
DSCR Rental
Loan Amount Range$100K - $3M
Term30 Years
Max LTV80%
Typical Rate Range7.50% - 11.50%
Min Credit Score660
Setup Fees$0
LLC FormationFREE
Bridge Loan
Loan Amount Range$100K - $5M
Term12-24 Months
Max LTV75%
Typical Rate Range10.50% - 14.50%
Min Credit Score640
Setup Fees$0
LLC FormationFREE
New Construction
Loan Amount Range$500K - $5M
Term12-18 Months
Max LTV85%
Typical Rate Range10.99% - 13.99%
Min Credit Score680
Setup Fees$0
LLC FormationFREE
Rates and terms subject to credit approval and property evaluation
Success Stories
Real deals, real results from our investors
Dallas Fix & Flip
Dallas, TX
$45,000
Profit
Single-family home renovation in growing neighborhood
$85,000
Purchase
$35,000
Rehab
$165,000
ARV
4 months
Timeline
37.5% ROI
Austin Rental Property
Austin, TX
$45,000
Profit
DSCR loan for cash-flowing rental property
$220,000
Purchase
$15,000
Rehab
$280,000
ARV
2 months
Timeline
19.1% ROI
Houston New Construction
Houston, TX
$75,000
Profit
Ground-up construction in desirable suburb
$65,000
Purchase
$180,000
Rehab
$320,000
ARV
8 months
Timeline
30.6% ROI
San Antonio Bridge Loan
San Antonio, TX
$35,000
Profit
Quick bridge financing for time-sensitive deal
$150,000
Purchase
$25,000
Rehab
$210,000
ARV
6 months
Timeline
20.0% ROI
What Our Investors Say
"Segura Lending helped me close my first fix and flip in just 5 days. Their bilingual support made the entire process seamless."
Carlos Martinez
Real Estate Investor
Dallas, TX
"Finally, a lender that understands the Hispanic market. Fast approvals and excellent customer service in Spanish."
Maria Rodriguez
Property Developer
Austin, TX
"I've funded 3 rental properties with Segura Lending. Their terms are competitive and the team is incredibly responsive."
Diego Hernandez
Rental Property Owner
Houston, TX
Ready to Start Your Next Investment Project?
Get pre-qualified in minutes and access funding in days
Frequently Asked Questions
Get answers to common questions about our lending process
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Resources & Insights
Stay informed with market updates and investment strategies
Loan Calculator
Calculate payments and returns for different loan scenarios
Market Reports
Monthly market analysis and investment opportunities
Investment Guides
Step-by-step guides for different investment strategies
Investment Strategy
March 10, 2024•7 min read
Fix & Flip vs. BRRRR Strategy: Which is Right for You?
Compare two popular real estate investment strategies and find the best fit for your goals.
Financing
March 5, 2024•6 min read
Understanding DSCR Loans for Rental Properties
Everything you need to know about Debt Service Coverage Ratio loans for investment properties.
Tax Strategy
February 28, 2024•8 min read
Tax Benefits of Real Estate Investing
Maximize your returns with these essential tax strategies for real estate investors.
Real Estate Investment Insights
Expert guidance for successful property investing
Financing
5 min read
DSCR Loans Explained: A Complete Guide for Real Estate Investors
Learn how Debt Service Coverage Ratio loans work and why they're perfect for rental property investments.
Strategy
7 min read
Fix & Flip vs. Rental Properties: Which Strategy is Right for You?
Compare two popular real estate investment strategies and discover which aligns with your goals and risk tolerance.
Education
6 min read
5 Critical Mistakes New Real Estate Investors Make (And How to Avoid Them)
Learn from common pitfalls that cost new investors thousands and discover how to avoid these expensive mistakes.
Renovation
8 min read
How to Accurately Estimate Rehab Costs for Your Next Investment Property
Master the art of renovation budgeting with our comprehensive guide to estimating rehab costs like a pro.
Financing
6 min read
Hard Money Lending Basics: What Every Real Estate Investor Should Know
Understand how hard money loans work, when to use them, and how they can accelerate your real estate investment success.
Investor Tools
Run quick numbers to see if your deal makes sense.
DSCR Calculator
Check if rental income covers loan payments
Profit Calculator
Estimate your fix & flip profit potential
Ready to move forward with your investment? Get pre-qualified today.
500+
Loans Funded
Empowering Hispanic Real Estate Investors
We understand the unique challenges investors face—speed, flexibility, and a partner who speaks your language. Segura Lending provides fast approvals, investor-friendly terms, and bilingual support so you can close confidently.
$50M+ funded
100+ happy investors
~3-day average approvals
Trusted & Accredited
Segura Lending is committed to transparency and reliability. We are BBB Accredited and reviewed on Trustpilot, giving our clients confidence that they are working with a trusted lending partner.
Lending Basics
Understanding real estate lending made simple
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